Dental Insurance – Virginia Beach, VA
Put Your Insurance Benefits to Good Use
Everything is expensive these days, including dental work. However, here at Smile by Design, we have taken extra steps to be in-network with many plans and accept practically all others to ease this financial burden. Our team has years of experience working with dental insurance providers, and we’d be happy to help you take full advantage of your benefits here at our office. Do you have questions about your insurance plan or coverage? Don’t hesitate to reach out to us!
How Dental Insurance Works
Every month, you pay an insurance premium, which gives you access to certain benefits. Not all plans have identical coverage, but most dental insurance policies emphasize the importance of preventive care. In fact, the breakdown of benefits usually looks like this:
- 80 to 100 percent coverage for preventive services like checkups and cleanings.
- 70 to 80 percent coverage for minor restorative services like fillings.
- 50 percent coverage for major restorative services like crowns, bridges, and dentures.
Simply put, you stand to save the most money with preventive care.
What is the Difference Between Dental & Medical Insurance?
You may already be somewhat familiar with medical insurance, but dental insurance is designed to be used differently. While medical coverage mainly covers existing issues, your dental plan focuses most of its benefits on avoiding problems and getting treatment as early as possible.
In other words, to get the most out of your dental insurance policy, you need to take advantage of preventive services, which are usually covered in full, and prioritize oral hygiene habits at home.
In-Network vs. Out-of-Network
Although you are free to visit any dentist you choose, you stand to save the most money when you choose a dental office that is within your insurance network. Basically, being in-network means that your dentist in Virginia Beach has agreed to a certain amount for their fees, and the savings are passed to you. It’s why we’re in-network with many, many plans!
In-Network Coverage
We are proud to be in-network with these dental insurance providers:
- Anthem (Complete)
- Humana
- MetLife
- United Concordia
- Delta Dental (Premier)
- Aetna
- Cigna (Total Cigna DPPO)
- Assurant (DHA)
- Principal Life
- Ameritas
- GEHA
If you have one of these insurances, you stand to benefit most from your policy by visiting Smile by Design!
Out-of-Network
Even if your dental insurance plan is not on our list, you can still enjoy the highest quality of care with our team. Being outside your insurance’s network, we can help you still save money. After collecting the full amount from you upfront, we would fill out paperwork on your behalf and send claims to your insurance provider for reimbursement. Then, you’d receive a portion of the total cost directly from them.